What is a Guaranteed Annuity?

When you are looking for a guaranteed lifetime income in retirement, safety and consistency should be your main concern. In these days of economic distress, employer pensions are of questionable stability and most other investments carry too much risk.  It’s no wonder, then, that quality guaranteed annuities from highly rated insurance companies are rising in popularity. Read more

Retirement Income

How are you planning for retirement income? What are some of the forces you are up against, and what do you need to be aware of for retirement income when making long term plans? Read more

Trust, But Verify

We take a slightly different approach to Ronald Reagan’s motto.  We believe investors must be critical and learn how to Verify, before Trusting. Read more

Benefits and Riders

Generally speaking, Fixed Annuities and Variable Annuities offer add-on Options and Riders. These can add significant cost to your annuity.  The following are the key riders to watch out for… Read more