Is An Annuity Right for You?

When you are on the verge of making a major financial decision, you must walk through the proper steps to make sure you are aware of all risks.

At Annuity Straight Talk, we use these basic strategies to determine the best Annuity for long-term financial stability and profitability.

• Suitability – Is an annuity right for you? The suitability quiz on this site will help align your goals with the benefits of an annuity.

• Financial Review – Review your financial assets and goals and determine your allocation to this investment. Things to consider:
  1. Time Horizon
  2. Current Asset Allocation
  3. Goals
  4. The proverbial ‘Rainy Day’

• Strategic Positioning – Is an Annuity flexible enough for your financial future?
  1. Good Annuities provide great flexibility and keep options open in Retirement Planning. Avoid tunnel vision by remembering these important facts.
     1. Length of retirement… life expectancy
     2. Number of working years remaining
     3. Future cost of health/long term care
     4. Maintain growth throughout retirement
     5. Navigate the maze of mandatory retirement plan distributions

• Product Selection – Which product offers you the best terms, flexibility and profitability?
  1. The Annuity Report will give you the tools to analyze all viable products. This is an essential step to empower yourself and Verify that the insurance company and advisor are offering the right products.

• Review and Implementation – Make a list and check it twice. Leave no question unanswered. Then, buy the annuity and relax knowing you have made a solid choice.

This approach will allow you to make an informed decision based on all factors unique to your personal financial situation. You will also set yourself up for a lifetime of good choices. Take the first step and get our Guaranteed Lifetime Withdrawal Benefit report- Don’t even consider one until you find out the whole story!

We believe the best person to trust in financial decisions is yourself. Tackle that responsibility with the tools and information from Annuity Straight Talk.

Step #1 is to sign up for our Free Guaranteed Lifetime Withdrawal Benefit report. This free report is available to help you understand these popular products, and you may be surprised to learn some of their pitfalls. Simply fill in your name and email and we’ll send it to you right away.

Step #2 is to become a member of Annuity Straight Talk- this free membership and The Annuity Report is available to our members. This report outlines in detail the decision process and critical factors necessary in buying an Annuity.

Step #3 is a strategy session, available to our members Here . These simple questions help us see if an Annuity is right for you, and help us to design an Annuity solution for your needs.

When you have the tools to make an informed decision, allow us to recommend annuities that meet your specific needs. You will find our recommended products and companies come with the best combination of Safety, Flexibility, and Profitability for your situation.