Retirement Annuities

Are you looking for a retirement annuity to protect your life savings?  Effective retirement planning means protecting and growing your life savings to make sure you have access to a guaranteed income for when you need it the most.

There are two main categories of retirement annuity, each with two main choices.

In terms of timing, there are either Immediate Annuities, or Deferred Annuities.  These two choices refer to the timing of the payments from the insurance company to you.

In terms of the rate of appreciation on the capital you give the insurance company, there are either Fixed Annuities, or Variable Annuities.

Sounds simple, right?  Well there are millions of ways to complicate even the most straightforward concept, and annuities are no exception.   We’ll cut to the chase and help you understand the ground rules. 

If you determine that an annuity might make sense for you, be sure to become a Member for our essential tools to choosing an annuity.