Annuity Straight Talk, Your Annuity Advisor
Welcome to Annuity Straight Talk. We understand Annuities and unfortunately, some are Good, some are Bad, and some are down right Ugly. Here you will find advice and tools free of charge to make an informed decision, unbiased by any particular company or product. You need these tools and techniques to pick the best annuity for your personal situation. If you’re working with an advisor, Verify what they tell you with what you learn here. If you like what you read and need help picking the best annuity, we are at your service .
We give you the knowledge to Verify what you hear about Annuities…
We give you the Straight Talk on Annuities…
An Annuity is nothing more than insurance for your money- a contract between you and a credit worthy insurance company, guaranteeing you a series of cash payments in exchange for premiums.
That’s the simple definition – but the actual contracts, riders, benefits clauses, and a host of other factors make buying an annuity complicated.
Like what you see here? Then Sign Up For More!
We cut through all the static and noise and get you the tools you need to make informed decisions about these high yield safe investments.
You’ll learn to sniff out when an agent is pushing something you don’t need. You’ll learn how to read annuity contracts to be sure the insurance companies are not taking advantage of you.
Please read through the free resources on this site. If you like our style, you’ll love the proprietary and straight shooting answers and tools found in our Annuity Report and the wide range of premium articles and tools available to you once you’re a Member of Annuity Straight Talk.
For investors considering annuities, our tools are essential reading to make informed decisions. We live by Ronald Reagan’s memorable motto “Trust, but Verify .”
We give you the tools and discernment to independently verify any annuity choice, so YOU pick only what’s best for YOU.
We Save Our Best Information For Our Email Subscribers- Sign Up Today For Free Access
Recent Posts
- Low Rates Expected Until 2014
Arguably the most damaging effect of low interest rates is the impact it has on people approaching retirement and looking for more safety. Traditional safe havens such as CDs pay very little interest in relation to the time commitment required. And I’ll admit that selling annuities in this climate is challenging to say the least.
[...]
- Calculating Yields in the Secondary Market
Nearly every time we send out an email with new secondary market annuity offers, several inquiries come back with people asking how the return is calculated.
Let’s see an example that everyone can relate to…
Assume a purchase price of $282,951 where monthly income payments of $1500 begin one month from today and continue for [...]
- On Cashing Out In Retirement
The tools used to maximize pre-retirement asset accumulation are not the tools of retirement income generation. Maximizing retirement income is just outside the scope of expertise for most traditional advisors and individuals because of the biggest unknown: life expectancy.
An individual seeking to maintain full control over their money, and setting their own withdrawal rate, [...]
- The $440 Billion Pension Gap
This distressing article highlights the issues pensions face meeting their promises to retirees. According to the article, 14% of the nations workforce still participates in some sort of employer sponsored, defined benefit plan. Yet, "The third quarter 2011 was the second worst in history for pension liabilities," due primarily to unrealistic assumptions and enduring low [...]
- Low Rates Expected Until 2014

Income For Life




