About Annuity Straight Talk
Bryan J. Anderson
Most people need to know exactly who they are dealing with when seeking advice and information online. Taking the leap to do business remotely takes a tremendous amount of faith and confidence. I’d like to introduce myself so you can become comfortable enough to begin the conversation.
I was born and raised in Montana in a great family with a long tradition of farming and ranching. By the example set by my father and grandfather, I learned to rise early, work hard and get the job done. Excellence in everything through honesty and integrity are core values I was fortunate to witness on a daily basis. When the work was done and play time came, we stayed outdoors and developed a passion for the rugged mountain lifestyle of Northwest Montana.
Expectations were always high as all the boys were told we couldn’t get a driver’s license until we had achieved an Eagle Scout ranking. I did it by the time I turned 15. From there the focus turned to personal development through competitive athletics. Once again, hard work led to good fortune as I was able to excel to the point where I was awarded a Division I Track and Field scholarship to the University of Montana.
Although it was a good scholarship, it wasn’t quite enough to cover college costs, so I had to supplement that with a summertime job as a fishing guide for Glacier Raft Company near Glacier National Park. What a way to spend the summers! After a few years, I took that one step further and worked as a fishing guide for one of the world’s greatest adventure lodges in Southwest Alaska at Crystal Creek Lodge. Both of these employers still run those companies and would certainly provide a reference if you want one. Be careful, though, as they might try to sell you a fishing trip when you call.
Throughout those summers my desire for success in business blossomed when many of the successful people I guided offered me advice on how to use my finance degree. Several of those people have been wildly successful in the corporate world. Many became clients and and continue to offer guidance as I build this business just as they built their careers. At the time, career building was an afterthought since my priority was to take my athletic career as far as possible. The collegiate peak came in 2002 where I competed in the Decathlon at the NCAA Div. I Track and Field Championships at Louisiana State where I finished in 9th place and received All-America honors.
I continued training to take a shot at my lifelong dream of being an Olympian. I competed in the U.S. Olympic trials in 2004, and was blessed with yet another rich life experience, tinged only by an injury that took me out of the running. But since my financial career had begun in late 2002, the overlap of two challenging endeavors each took a little away from the other. Post trials, it was time to move on and build my business.
Once again, I found good fortune and learned excellent personal financial planning strategies from a first class group of advisors at Northern Rockies Financial Group in Missoula, MT. My aversion to risk blended well with people who disliked the unpredictable nature of the equities market. After all, the dot com bubble had recently burst. I immediately made an impact with financially conservative clients by introducing the safety of annuities into a portfolio. At that time, fixed annuities were paying 6%-7% and anyone who took my advice then is extremely happy with taking the safe route for the past decade. Happy really is an understatement.
Can you imagine what your portfolio would look like absent the volatility of the past few years? Well that’s why I decided to take my message online. I’ve always been independent and ready for a challenge. The early success of this venture tells me I have struck a chord with hundreds of people. My approach fits with certain people- but not all people. Based on my experiences, I can tell you one thing about myself with absolute certainty: give me a problem to solve and a deadline, and I will do it. And if it can’t be done then I’ll tell you so!
Like what you see here? Then Sign Up For More!
I’m done talking about myself. I want to hear your story and help you solve problems. That’s been the best part of meeting all the members of this site -My true measure of success is in the number of people I help. Thank you so much for becoming a part of this community.
I look forward to the opportunity to earn your business.
Nathaniel M. Pulsifer
I am a finance and investment professional with roots in the financial industry that reach back through three generations.
I grew up in Massachusetts in a rural home with educated and worldly parents, and was blessed to frequent both the symphony, and the marshes and woods of the Northeast. As a graduate of Colorado College, I again learned from passionate and dedicated people who grab life by the horns and run.
I graduated with a degree in History and an advanced appreciation for primary sources, independent thinking, and entrepreneurial endeavors. After college, I enjoyed two years in a variety of pursuits, from small engine mechanic for the US Antarctic Research Program to mountain bike guide in the Himalaya, to real estate investor, before focusing on real estate investments in Colorado.
Over a few busy years I purchased, renovated, and sold dozens of properties. I kept expanding and purchased hundreds of apartment units, and built and sold a property management company. I was also a founding partner in a progressive conservation focused land development company and developed several thousand acres in Arizona. As a real estate developer and asset manager, I am proud to have emphasized land conservation and community sensitivity in my projects. But as we know, the music stopped. When the real estate economy slowed, it was time to refocus my investment analysis experience on new opportunities.
When I met Bryan Anderson, I immediately recognized in him a unique and dynamic mind, a fresh perspective, and an unwavering sense of integrity. Together we built Annuity Straight Talk to display Bryan's unique approach to annuities and retirement income planning. To date, our community has welcomed his approach and sees in Bryan the open and honest opinion, and the unwavering integrity that shone through on our first encounter,
Annuity Straight Talk, and Bryan and Nathaniel, are here to provide investors with resources and tools to craft retirement income strategies that offer only the best combination of safety, flexibility, and profitability. We are here to assist.
About Annuity Straight Talk
- About Annuity Straight Talk
- Annuity Resources
- Annuities Explained: Understand How Annuities Work
- The Best Annuities
- Retirement Income... The Right Way
- Blog
- High Yield Safe Investments: Secondary Market Annuities
- The Value of Pension Income
Visitor Feedback
"I did get the “Variable Annuities With Guaranteed Lifetime Withdrawal Benefit. Get the Facts before you Invest”.
It is a fantastic report, very well written and much easier to understand than any similar report I’ve seen. Job well done. Thanks."
Jim K.
Thank for your adroit analysis of annuities. Finally, a decision making tool that is designed for those who are trying to make prudent financial decisions regarding retirement.
Ron P. DeFuniak Springs, Fl
Subject: Brilliant Article, Bryan
Thank you for your clear headed analysis of the GLWB. I was just informed about this route to consider... and I just came circling back to what the underlying foundation was, and if it seemed to good to be true (as you pointed out) and if the upside was very good. I'm just beginning this process of investigation and really appreciate your candid, honest and informed article
Karen, Ezine Articles Comment
Subject: The Annuity Report:
BRIAN, I READ IT IN IT'S ENTIRETY, IT IS GREAT, I AM SO GLAD TO HAVE THIS REPORT, THANK YOU EVER SO MUCH. HOWEVER, I HAVE SAVED IT IN FILE TO READ AGAIN. IT'S LIKE READING THE BIBLE FOR THE FIRST TIME, YOU MUST READ IT OVER AND OVER.
Paul D. Houston, TX
Subject: Retirement Analysis:
In a word, your advice and profile looks... "SOLID" to me and in sync with my current situation and long-term goals. I am excited to find someone with your background whom I feel is giving me the straight scoop (for MY benefit)
Don S. Dallas, TX

Income For Life