Immediate Fixed Annuity


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Immediate Fixed Annuities are perfect for retirement investors who need to switch from accumulation mode to income mode.  And the longer you can wait to do it, the better the income.

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Understanding Immediate Annuities


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An immediate annuity is a contract between yourself and a life insurance company, whereby you exchange a lump sum of money for a stream of income. Read more

Why You Should Buy Annuities

When you buy annuities, you should be sure to decide why to buy annuities before you decide what to buy. Get familiar with the pros and cons of annuities. After reviewing them, that’s when you’ll know whether buying an annuity is the right choice for you.

So why Buy Annuities?

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Pros and Cons of Annuities


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As with any product on the market, Annuities have positive and negative components. When you purchase an annuity, you will want to time your purchase according to your needs, or how far away from retirement you are.  To learn more about the pros and cons of various types of annuities, be sure to read this page.  What follows is a discussion of the pros and cons of annuities in general. Read more

Are Annuities Safe?


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Are annuities safe? This is a common question that puzzles many people. Investors, of course want to know that their funds are safe and that their income is secure.  Too often, sales people don;t take enough time to understand the underlying strength of the insurance industry and the individual companies that back up annuities.  In many cases, annuities and insurance products may be much safer than bank deposits with FDIC guarantee!. Read more

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